The press service of the Saratov Region Branch of the Pension Fund of the Russian Federation continues to answer citizens' questions about the new provisions of pension legislation. Today, the Saratov News news agency is publishing another selection of questions from citizens and answers from Pension Fund specialists.
Most Frequently Asked Questions
Topic: All about pensions
QUESTION: Is military service that took place in the Far North included in the length of service that gives the right to early assignment of an old-age pension in connection with work in the Far North?
The length of service that gives the right to early assignment of an old-age labor pension in connection with work in the Far North includes periods of work performed continuously for a full working day, subject to payment of insurance contributions to the Pension Fund for these periods Russian Federation.
Passing period military service is counted in the insurance period when determining the right to a labor pension, as well as in the general seniority for calculating pensions.
The length of service that gives the right to early assignment of an old-age pension does not include the period of military service.
QUESTION: Is it possible to establish compensation for caring for a disabled citizen for a student studying full-time at an educational institution and caring for a disabled person - an elderly person who has reached the age of 80?
Yes, it's possible. In accordance with Decree of the President of the Russian Federation dated December 26, 2006 No. 1455 “On compensation payments to persons caring for disabled citizens,” a monthly compensation payment is established for able-bodied persons caring for disabled citizens if they do not work.
Current regulations do not contain any restrictions regarding the provision of the right to this payment to able-bodied caregivers if they are full-time students studying in educational institutions.
QUESTION: Where should a federal civil servant apply for a long-service pension provided for by Federal Law No. 166-FZ of December 15, 2001 “On State Pension Provision in the Russian Federation”?
Citizens who have filled positions in the federal civil service and public positions of federal civil servants apply to the personnel service of the federal body in which they filled the position to complete documents for a long-service pension.
The head of the federal body in which the federal civil servant held a position before dismissal draws up a proposal for the assignment of a pension for length of service, which, together with a package of documents, is sent to the Pension Fund of the Russian Federation for the assignment of a pension.
QUESTION: Is it possible to assign an old-age pension to a woman aged 54 years and with more than 20 years of insurance experience who was dismissed due to a reduction in the number of employees in the organization?
In accordance with Art. 7 Federal Law dated December 17, 2001 No. 173-FZ “On labor pensions In the Russian Federation, women who have reached the age of 55 have the right to an old-age pension if they have at least five years of insurance experience.
In accordance with the Law of the Russian Federation dated April 19, 1991 No. 1032-1 “On Employment of the Population in the Russian Federation,” the assignment of a pension before the age entitling the right to an old-age labor pension, but not earlier than two years before the corresponding age, may be carried out by the bodies of the Pension Fund of the Russian Federation only on the basis of a proposal from the employment service bodies.
QUESTION: Man born in 1939 is a group 2 disabled person due to a disease acquired during military service. Work experience is 30 years. Is he entitled to receive two pensions - a disability pension and an old-age pension?
In accordance with paragraph 3 of Article 3 of the Federal Law of December 15, 2001 No. 166-FZ “On State Pension Provision in the Russian Federation,” certain categories of citizens are given the right to simultaneously receive two pensions.
This right is enjoyed by:
Disabled due to war trauma;
Participants of the Great Patriotic War recognized as disabled;
Widows of military personnel who died during conscription as a result of military trauma, who did not remarry,
Parents of military personnel who were conscripted, died during military service, or died as a result of a military injury after being discharged from military service;
Disabled family members of citizens affected by the disaster at the Chernobyl nuclear power plant;
Citizens awarded the badge “Resident of besieged Leningrad.”
Taking into account the above, disabled people due to an illness acquired during military service (not as a result of a military injury) do not have the right to receive two pensions at the same time.
QUESTION: Is a woman who has given birth to 3 children entitled to an old-age pension upon reaching the age of 50?
According to subparagraph 1 of paragraph 1 of Article 28 of the Federal Law of December 17, 2001 No. 173-FZ “On Labor Pensions in the Russian Federation,” the right to early retirement by old age, upon reaching the age of 50, women who have given birth to five or more children and raised them until they reach the age of 8 years are eligible, if they have at least 15 years of insurance experience.
Women who have given birth to 3 children are not entitled to an old-age pension upon reaching the age of 50. An old-age labor pension can be established by him on a general basis, i.e. upon reaching the age of 55 years with at least 5 years of insurance experience.
QUESTION: Will a full-time university student continue to receive a survivor's pension for her deceased father upon her marriage?
Federal Law No. 173-FZ of December 17, 2001 “On Labor Pensions in the Russian Federation” does not contain restrictions on the rights of children of a deceased breadwinner who are studying full-time and receiving a survivor’s pension due to a change in their marital status. IN in this case After marriage, a daughter has the right to receive a survivor's pension until she graduates from an educational institution, but no longer than until she reaches the age of 23.
QUESTION: Can an increased basic part of the old-age labor pension be established for the insured person - the great-grandmother, taking into account the disabled dependent - the great-grandson?
In accordance with paragraph 3 of Article 14 of the Federal Law of December 17, 2001 No. 173-FZ “On Labor Pensions in the Russian Federation” to persons who are dependent on disabled family members specified in subparagraphs 1, 3 and 4 of paragraph 2 and paragraph 3 of Article 9 of this Federal Law, the basic part of the old-age labor pension is set at an increased rate.
The list of family members contained in subparagraphs 1, 3 and 4 of paragraph 2 and paragraph 3 of Article 9 of Federal Law No. 173-FZ of December 17, 2001 is exhaustive.
Great-grandmother and great-grandson are not provided for in Article 9 of the Federal Law of December 17, 2001 No. 173-FZ. Consequently, there are no legal grounds for establishing an increased basic part of the old-age labor pension in connection with the presence of a great-grandchild in the insured person - the great-grandmother of a disabled dependent.
QUESTION: What documents must be submitted to confirm the right to establish an increased amount of the basic part of the old-age labor pension by a non-working pensioner who is dependent on an 18-year-old daughter studying full-time at an educational institution?
To acquire the right to an increased basic part of the old-age labor pension, if the child has reached the age of 18 and is studying full-time at a higher educational institution, the fact of being a dependent must be confirmed.
In accordance with the List of documents required to establish a labor pension and a state pension in accordance with the Federal Laws “On Labor Pensions in the Russian Federation” and “On State Pensions in the Russian Federation”, approved by a resolution of the Ministry of Labor and Social Development of the Russian Federation and the Pension Fund of the Russian Federation dated February 27, 2002 No. 16/19pa, the fact of being dependent on disabled family members is confirmed by a certificate from housing authorities or local authorities, certificates of income of all family members and other documents containing the required information, and, if necessary, by a decision court to establish this fact.
The fact of dependency can be established by a set of documents containing the information required for this: about cohabitation and full maintenance, about the income of all family members, about payments by the breadwinner in favor of a dependent, about the benefits provided to the breadwinner, etc.
Full-time education of persons over 18 years of age at an educational institution is confirmed by certificates from these institutions.
.QUESTION: Is it possible to submit wages for the period after 01/01/2002 for calculating the old-age pension (including early retirement)?
Labor pensions are established in accordance with Federal Law No. 173-FZ dated December 17, 2001 “On Labor Pensions in the Russian Federation”. The labor pension consists of a basic and an insurance component.
The basic part of the old-age labor pension is established in a fixed amount, provided for in Article 14 of Federal Law No. 173-FZ of December 17, 2001.
Insurance part is calculated individually for each pensioner based on the amount of the estimated pension capital, which consists of two parts - acquired for the period before 01/01/2002 and after the specified date.
The estimated pension capital for the period before 01/01/2002 is determined based on the duration of the pensioner’s total work experience and the amount of his average monthly earnings, taken into account before 01/01/2002.
According to Article 30 of the Federal Law of December 17, 2001 No. 173-FZ, the average monthly earnings of the insured person are determined for 2000 - 2001 according to individual (personalized) records in the compulsory pension insurance system or for any 60 consecutive months on the basis of documents issued in the prescribed manner by the relevant employers or state (municipal) bodies.
For the period after January 1, 2002, the estimated pension capital is determined based on the total amount of insurance contributions accrued by employers for compulsory pension insurance.
VEB has the right to invest pension savings citizens into two investment portfolios:
– basic: formed from bonds of the Russian Federation and corporate bonds of Russian issuers guaranteed by the state;
– extended: formed from government securities of constituent entities of the Russian Federation, corporate bonds of Russian issuers, state-guaranteed deposits in rubles and foreign currency in credit institutions, mortgage-backed securities, bonds of international financial organizations.
When making changes to the unified register of insured persons for compulsory pension insurance or when the Pension Fund of the Russian Federation satisfies the application for choosing an investment portfolio with the establishment of an option pension provision, which provides for the allocation of 6.0 percent of the individual part of the insurance contribution tariff to the financing of a funded pension, a pension option is established for such citizens, which provides for the allocation of insurance contributions to a funded pension.
Before the exercise of this right of choice, as well as for persons who have not exercised this right, a pension provision option is established that provides for the allocation of the insurance premium in full to finance the insurance pension - that is, the formation of only the insurance pension.
If, after the expiration of a five-year period from the date of the first accrual of insurance contributions for compulsory pension insurance, these insured persons have not reached the age of 23 years, this period is extended until December 31 of the year in which the person reaches the age of 23 years (inclusive).
In addition, a citizen born in 1967 or younger who, before December 31, 2015, chose the pension option in favor of forming a funded pension can at any time choose to refuse its formation. During the period of the Government moratorium on the transfer of insurance contributions to the funded pension compulsory pension insurance, paid by employers for their employees, is formed for such a citizen until the moratorium is lifted only insurance pension.
15. How can I change my choice of pension insurer?
To transfer pension savings from the Pension Fund to a non-state pension fund, you must first select a non-state pension fund. Full list funds operating in compulsory pension insurance can be found on the website, which is the regulator of their activities.
Then the insured person needs to contact the selected non-state pension fund and conclude an agreement with it on compulsory pension insurance.
After this, no later than December 31 of the current year, you must contact the Pension Fund with one of the following applications:
– on the transition from the Pension Fund to a non-state pension fund that provides compulsory pension insurance;
– on the transition from one non-state pension fund to another non-state pension fund;
– on the transfer from a non-state pension fund that provides compulsory pension insurance to the Pension Fund of the Russian Federation.
Submission of these applications is carried out in the following way:
– in person (through a representative) to the client service of the territorial body of the Pension Fund or through the multifunctional center for the provision of state and municipal services (MFC). In this case, identification and verification of the authenticity of the signature of the insured person is carried out by an employee of the territorial body of the Pension Fund of Russia or an employee of the MFC;
- by mail. In this case, identification and verification of the authenticity of the signature of the insured person is carried out by a notary or in the manner established by paragraph 2 of Article 185.1 of the Civil Code of the Russian Federation, or by officials of consular offices of the Russian Federation, if the insured person is located outside the Russian Federation;
– through the citizen’s Personal Account on the Pension Fund website, if you have a confirmed account on the gosuslugi.ru portal and an enhanced qualified electronic signature.
After transferring pension savings to the selected non-state pension fund, it becomes your insurer for compulsory pension insurance in terms of the formation of pension savings, that is, after retirement, it will not be the Pension Fund, but the non-state pension fund that will pay you pension savings.
Please note that at the time of submitting the application, the citizen must be 14 years old.
16. How can I get a certificate for maternity (family) capital?
In order to receive a certificate for maternity (family) capital, you must fill out an application for issuance of a state certificate for maternity (family) capital at the territorial body of the Pension Fund of the Russian Federation at the place of registration or in the citizen’s Personal Account on the Pension Fund website and submit Required documents.
The period for consideration of your application is no more than one month from the date of its submission. After this, within five days you will be sent a notification containing information about the decision made (to issue or refuse to issue a certificate). If the decision is positive, you will be able to receive a state certificate for maternity (family) capital at the territorial body of the Pension Fund at the place of registration and at a number of multifunctional centers for the provision of state and municipal services.
17. What documents are required to obtain a certificate for maternity (family) capital?
You need to provide:
– a statement of the established form (you can download it from the Pension Fund website);
– an identification document, place of residence, Russian citizenship of a person entitled to receive maternity (family) capital: passport or a document replacing it;
– documents confirming the birth (adoption) of children: birth certificates of all children (for adopted children - adoption certificate);
– documents confirming the Russian citizenship of a child born (adopted) after January 1, 2007, in connection with whose birth the right to additional measures arose state support: birth certificate, which indicates the citizenship of his parents or has a stamp from the passport and visa service about the citizenship of the child (insert in the child’s birth certificate, if it was received before 02/07/2007);
If necessary, documents are submitted confirming the death of a woman who gave birth (adopted) children, declaring her deceased, deprivation of her parental rights, her commission of an intentional crime related to crimes against the person in relation to her child (children), the death of parents (adoptive parents) and other.
Photo courtesy of the Russian Pension Fund
18. I received a certificate for maternity (family) capital! How can I spend it?
You can use funds (part of the funds) of maternal (family) capital to improve housing conditions, obtain your child’s education, form your funded pension, or for social adaptation and integration into society of a disabled child (children). You can read more about the conditions for using maternity (family) capital by clicking on the link.
19. What do I need to do in order to use the services of the Citizen’s Personal Account (CPA)?
In order to use the services of a citizen’s Personal Account, you must go to the PFR website in the “Electronic Services” section and click on the “Electronic Services” button, or click on the “Citizen Personal Account” button at the bottom of the main page of the PFR website.
In the next window, you must click the “Login” button (for users who have an account in the Unified Identification and Authentication System (USIA)) and enter your login (which is your phone or e-mail) and password.
After completing these steps, you will be able to use your account.
IMPORTANT! In order to use the services of a citizen’s Personal Account, you must have a confirmed account in the Unified Identification and Logistics System or on the website.
20. How do I register with LKG?
In accordance with Decree of the Government of the Russian Federation of July 10, 2013 No. 584, logging into a citizen’s Personal Account is possible only through the Unified Subscriber Identification System (USIA).
To register, click on the “Citizen’s Personal Account” button at the bottom of the main page of the Pension Fund website or in the “Electronic Services” section. After the login window loads, click the “Register in the ESIA” button and follow further instructions.
IMPORTANT! In the ESIA there are three levels of account verification:
Level 1 - “simplified account”. To receive it, you only need to enter your full name, mobile phone or e-mail.
Level 2 - “verified account”. To receive it, you must fill out the form provided and go through online check SNILS and passport data.
Level 3 - “verified account”. To receive it, you will need to confirm your registration during a personal visit to a specialized Rostelecom center by ordering a confirmation code by registered mail or using an electronic signature or UEC.
In order to use the services of the Personal Account of the insured person, you must have the “verified account” level.
Questions from readers
Irina: I used a pension calculator, calculated my expected pension and found out that it does not depend in any way on the size of my salary. Tell me, is this really so? Still, which of the calculation parameters really affects the size of the pension?
For size future pension 6 key factors influence:
1. DURATION OF INSURANCE SERVICE
When determining the size and right to a pension, the insurance period is taken into account.
Insurance experience must be at least 15 years. The increase in length of service requirements occurs gradually: in 2016 it is 7 years and over 10 years, gradually, 1 year at a time, it will increase to 15 years by 2024.
2. RETIREMENT AGE
Achievement retirement age occurs at 60 years old for men, 55 years old for women. Certain categories of citizens have the right to receive an old-age insurance pension early.
For each year of later application for a pension after the right to it arises, the fixed payment and insurance pension are increased by premium coefficients. We wrote about this in more detail earlier here.
3. NUMBER OF PENSION POINTS
For every year labor activity a citizen, subject to the accrual of insurance contributions for compulsory pension insurance by employers or him personally, pension rights are formed in him in the form of pension points. The number of pension points depends on accrued and paid insurance contributions to the compulsory pension insurance system and the length of the insurance period.
4. EMPLOYER INSURANCE CONTRIBUTIONS
Remember that the employer pays insurance contributions to the Pension Fund for you without deducting this amount from your salary. Some unscrupulous employers avoid paying insurance premiums for their employees. You can find out about the accrued amount of insurance premiums through the citizen’s Personal Account on the Pension Fund website. If you think that any information has not been taken into account or has not been taken into account in full, contact your employer to clarify the data and submit it to the Pension Fund in advance.
5. SIZE OF OFFICIAL SALARY
Insurance premiums are paid only from official wages.
6. PENSION OPTION
The pension option in the compulsory pension insurance system affects the calculation of annual pension points. When forming only an insurance pension, the maximum number of annual pension points is 10, since all insurance contributions are directed towards the formation of an insurance pension. When choosing to form both an insurance and funded pension at the same time, the maximum number of annual pension points is 6.25, since 27.5 percent of insurance contributions are directed to the formation of pension savings.
Each citizen independently chooses: to form only an insurance pension or to form both insurance and funded pensions. When you decide to choose a pension option, do not forget that the insurance pension is based on pension points. The cost of a point is set and increased annually by the state.
Thus, the pension is guaranteed to grow due to an increase in the value of the point and the size of the fixed payment. The profitability of pension savings depends solely on the results of their investment, that is, there may be losses. In case of losses, payment of the amount of paid insurance contributions to the funded pension is guaranteed.
Yuri: In connection with the recent acquisition of Russian citizenship, I would like to receive information about pension system RF taking into account possible options for citizens, in a concise and most understandable form. Can you recommend any online resource or document for this?
Hello. All the necessary information can be found on the website of the Russian Pension Fund.
Sergey: Changed place of work by “transfer”, is continuity of service considered?
Hello. In case of a change of place of work by “transfer”, the length of service is considered continuous.
Sergey: I was born in 1959, does 3 years of work in one place during Soviet times count?
Hello. Yes, they are taken into account. Periods of work in the USSR are included in the length of service.
Olga: I, a working grandmother, went on vacation to look after my granddaughter until she was 1.5 years old. Will points be added to my pension?
Hello. If you were granted a pension after January 1, 2015, then all periods of working activity and periods of socially significant activity are already taken into account in the form of pension points. If your pension was assigned before January 1, 2015, then you can find out about the benefits of recalculation taking into account non-insurance periods at the customer service at the location of your pension file.
Nikolay: How can I prove that my wife cared for my grandmother, born in 1905 (now deceased) from 1987 to 1997? We lived in the same living space, my wife did not work.
Hello! It is necessary to contact the territorial office of the Pension Fund with witnesses. It is also necessary to provide documents proving the age of the person being cared for (for the elderly and disabled children).
An extract from the certificate of examination of a citizen recognized as disabled, issued by federal medical and social examination institutions, is used as a document confirming the fact and period of being on disability.
As documents confirming age, a birth certificate, passport, and other documents can be submitted.
Valera Popov: Why are there no official explanations in the media about possible changes in the amount of pensions for birth/child care? This causes a wave of rumors and gossip. It’s high time for TV to conduct a series of programs in an accessible form - how, what and why is happening in this area.
Hello! Since 2014, information and explanatory work has been carried out in the media and social media in connection with the entry into force of 400-FZ “On Insurance Pensions”. Materials are regularly published on how the insurance pension is formed and calculated. Taking into account the increased interest of citizens in this topic, only recently a large number of publications have been initiated explaining the procedure for applying for recalculation. Relevant information is also available on the Pension Fund website.
Eugene: How does working two jobs affect your retirement? Is contract work included in the total length of service? Is income when working under a contract summed up in total income when calculating a pension, since tax is paid?
Hello! Insurance contributions from employers from all places of work are taken into account. Pension points for this period are summed up, but cannot exceed the maximum established amount for the year (in 2017 it was 8.26 points).
Alexander: Specialist (not a military man, not an official, not a deputy). In 2018 I turn 60 years old, I retire on April 1. As a working person I can get up to about 8.8 points per year (8.26 was in 2017). As a working pensioner - up to 3 points per year. In 3 months (not being a pensioner) I hope to score 4 points, in the other 9 months (being a pensioner) - 8.8. How many points will be awarded for 2018? And why has the Pension Fund still not published data for 2017? For which previous years were there no restrictions on the accrued total amount when working in several organizations (that is, as of now, more than 8.26 were accrued per year)?
Hello! The number of pension points depends on the amount of insurance premiums paid. From January 1, 2017, the function of administering employers' insurance contributions was transferred from the Pension Fund of Russia to. This means that the employer pays insurance contributions not to the Pension Fund, as was previously the case, but to the federal tax service. The Federal Tax Service, in turn, transmits the data to the Pension Fund. In this regard, information about the status of an individual personal account will be updated during the first quarter of 2018. Until 2015, there were restrictions on income received, and pension points appeared only in 2015.
Michael: Why is the salary of 1983-1990 not taken into account when assigning a pension?
Hello! When assigning a pension, the total length of service up to 2002 is taken into account. Pension capital is calculated based on salary data for 5 consecutive years until 2002 and average monthly salary data for the specified period.
Eugeny: Why did the Pension Fund of Russia reset the length of service and the IPC to zero in August 2017, and before that they were rather large? I already contacted the Pension Fund, but it didn’t help. Or should I complain about this Pension Fund for public services?
Hello! “Resetting” the length of service in a citizen’s personal account occurs when the citizen is awarded a pension. If you have not applied for a pension recently, then write a letter to our online reception
Eugeny: Pension points for a full year worked... from what date? From the date of the first entry in the work book? From date of birth? From the date of the corresponding New Year? IN pension legislation I didn’t find an answer to this question... Which of the three options is correct?
Hello! In a citizen’s personal account on the Pension Fund’s website, you can see the amount of accrued insurance premiums for the year, as well as the number of pension points for the year. At the end of the table, the total amount of points for the citizen’s entire work activity will be indicated, indicating places of work.
Vladimir: I am a military pensioner, born in 1950. From 2013 to military pension by seniority with 46 years of military service (1967-2013). Since 1998, I have 19 years of civil insurance experience (scientific and pedagogical work in accordance with Article 10, Federal Law 56), the IPC is equal to 50, insurance savings - more than 500 thousand rubles. Everything is taken into account in the Pension Fund. In 2014, I applied for the insurance part of my old-age labor pension. I was refused due to the fact that my civil insurance period until 2013 was taken into account when calculating a military pension based on length of service. The military pension authority denies in writing the fact of recording the civil insurance period. I think I'm being deceived. What do you think?
Hello! To answer your question in detail, you need to see the documents, so we ask you to contact our online reception - indicate SNILS and passport details. We'll figure out.
Pavel Tipin: How can the Pension Fund obtain information about the amount of insurance contributions paid by the employer for a specific period (month, year)?
Hello! The citizen’s personal account on the Pension Fund website contains data about your work activity, including the period of work, the amount of insurance premiums paid and the number of pension points for the year. You can also order an extract from your individual personal account on the Pension Fund website.
Alexei: Good afternoon. Until August 2015, he served in the Ministry of Internal Affairs and retired due to length of service. Since my retirement, I have not officially been working, the salary is white, the employer transfers pension savings to a non-state pension fund. Please tell me, after how long of work I can count on a “civilian” pension, and how is it calculated?
Hello! You can apply for a “civilian” pension, namely an old-age insurance pension, upon reaching retirement age (60 years for men). It is important to take into account that in order to receive a pension, you must work a sufficient number of years and accumulate pension points. We wrote more about this and how the pension is calculated on our website.
Vladimir: Upon retirement, the child will be 17.5 years old. I am divorced, I pay money for child support against a receipt to my ex-wife (she is a pensioner). My place of residence is registered separately from the child, but in the same multi-storey building. Am I entitled to an additional payment to the pension for a child until he reaches adulthood?
Hello! You will be entitled to an increased amount of a fixed payment, taking into account your dependent daughter.
Anton Alexandrovich: Hello. I know the amounts of annual contributions, since the Pension Fund sends reports annually. I recently requested an extract through the website. So the numbers in the statement did not completely coincide with these reports. I also learned that the accumulated amount of the insurance portion decreased by approximately 60,000 rubles. Question: Why don't the reports match?
Hello! The Pension Fund of Russia has not sent out reports or chain letters for a long time. To answer your question in more detail, you need to contact the territorial office of the Pension Fund of Russia. You need to see the periods, statements and amount of insurance premiums.
Novel: What to do if you disclosed your SNILS to third parties (fraudsters or insurance agents)? How can they take advantage of this?
Hello! There is a chance that your funded pension will be transferred to a non-state pension fund. To prevent this from happening, contact the territorial office of the Pension Fund and write a statement.
Sergey: Good afternoon. Almost all of my father’s working life took place in Tajikistan until 1993. When contacting the pension fund, they asked for documentary evidence of all entries in the work book before the collapse of the USSR. Written requests were sent to Dushanbe, but there has been no response for about two months, and, as they say, it is unlikely that we will receive one. What to do in this case?
Hello! In such situations, a citizen can go to court to confirm his work experience. Or the pension will be assigned taking into account the data available in the Pension Fund.
Savchenko R.V.: According to what rules (laws, acts, rules...) will pensions be calculated for Crimean residents? How is work experience taken into account under the USSR? What coefficients and average salary will be taken for calculating pensions for the period from 1992 to 2014?
Hello! The pension will be assigned in accordance with the Federal Law “On the peculiarities of pension provision for citizens of the Russian Federation living in the territories of the Republic of Crimea and the federal city of Sevastopol” dated July 21, 2014 N 208-FZ.
Lily: Why haven’t we heard anything about the indexation of so-called veterans’ payments of 750 rubles? Or is this already “huge money”?
Hello! Social protection authorities deal with payments to labor veterans.
Svetlana: Why are pensioners paid 1,500 rubles per month for a dependent? The cost of living is more than 7,000 rubles, maybe the Russian Pension Fund will refuse to pay 1,500 rubles altogether and not be embarrassed?
Hello! The Pension Fund does not provide special payments for dependents. If there are dependents, the pensioner is assigned an increased amount of the fixed payment. You can study the size of the fixed payment.
Olga: I don’t want my pension accruals to be stored in the Pension Fund or anywhere else, can I withdraw them? Or, upon reaching retirement age, transfer it to your bank deposit, rather than humiliatingly receive pennies?
Hello! No you can not. Insurance contributions towards a future pension are paid not by you, but by your employer, without deducting this amount from your salary. Once you reach retirement age, you will be given a pension monthly and for life, rather than in a lump sum.
Mishcherin Yuri Vyacheslavovich: Hello. Is studying at a university included in the calculation of work experience? If not, then it turns out that after school I was idle for 6 years, with a break for the army.
Hello! The training period is not included in the experience. But the period of military service in the army is included.
Sergey: Hello. Please tell me why the disability pension for working disabled people is not indexed to inflation, just like the pension of working old-age pensioners? After all, these are slightly different things. We also have to undergo treatment.
Hello. In accordance with the legislation of the Russian Federation, working pensioners are paid any type of insurance pension without taking into account indexation. After termination of employment, the pension will be recalculated taking into account all “missed” indexations.
Stanislav: How can I find out which NPF my bank account is in now? accumulative part pensions? If you forgot...
Hello. You can view the data in your personal account on the Pension Fund website. To do this, you need a verified account on the government services portal. You can also request an extract from the territorial office of the Pension Fund.
Eugene: Is military service and contract service in the RF Armed Forces included in the length of service? Thank you.
Hello. Yes, military service is included in the length of service and 1.8 pension points per year are awarded for this period.
Arkady: He served in the army from 1978 to 1993 as an officer. I have no right to a pension. I continue to work until I reach the age of 60. Service in the Armed Forces of the USSR and the Russian Federation is socially significant. How many pension points will I receive after 15 years of service?
Hello. Pension points will be generated based on salary.
Catherine: I calculated my pension on the government services website. My monthly income over the past ten years has been more than 300 thousand rubles. The salary is white. According to calculations, my pension is 12 thousand rubles per month. But deductions are deducted from the entire salary every month. Why then a white salary?
Hello. In Russian legislation there is a maximum wage, which may be subject to insurance premiums. Every year this amount increases. In 2017, the maximum salary before personal income tax, subject to insurance contributions, is 73 thousand rubles per month.
Alexei: I would really like to take away all my savings for subsequent independent investment. Is it possible to do this?
Hello. The insurance pension is assigned only upon reaching retirement age. It is assigned for life and is paid monthly. It is not possible to withdraw your insurance premiums. If a citizen has formed the right to pay a funded pension, then when assigning an old-age insurance pension, you can write a corresponding application. A funded pension can be paid in a lump sum if its amount is less than 5 percent of the amount of the insurance pension, including a fixed payment. Or an urgent payment of a funded pension is assigned, which is carried out monthly.
Alexander: In addition to the pension, I received 1867 rubles. Now I don't receive it. Why?
Hello. To answer your question, you need to see the pension file. Please contact your local Pension Fund office.
Alexei: Good afternoon. Is work at 0.5 times the rate in hazardous production included in the calculation of length of service for a preferential pension?
Hello. To answer your question, you need to see the employment contract and orders from the place of work. Please contact your local Pension Fund office.
Basil: Am I entitled to a pension or part of a hazardous work pension if my experience in hazardous work is only 5 years, instead of 6.5 according to the law?
Hello. Those who have worked in organizations with harmful and difficult working conditions have the right to early retirement. To answer your question in more detail, you need to see the employment contract and other documents from the place of work. Please contact your local Pension Fund office.
Elena: Hello. Is an accomplished pensioner an able-bodied person? The fact is that my mother is a disabled person of the first group, and I myself am retired. Can I get care for her to increase her work experience? If yes, then what is needed for this. Thanks in advance for your answer.
Hello. A pensioner can arrange care for a disabled person of the first group, but he is not entitled to receive compensation payment.
Konstantin: My father reached retirement age 3 years ago. Due to circumstances, I have not yet received my pension. He was told that, despite this, his pension would accumulate, and when he applied for it, these accumulated amounts would be paid. Perhaps this has something to do with his northern experience (he worked in Siberia). Please tell me, is this true about savings or not?
Hello. For delayed retirement, bonus factors apply. You can study this information in more detail.
Vladimir: Are those born in 1965 and 1960 eligible for an increase in the retirement age?
Hello. Since 2017, the retirement age has been increased only for civil servants. There were no other changes in the legislation of the Russian Federation.
Marina: Please tell me if I understood correctly that I have the right to recalculate my pension if my daughter was born in the USSR before 1990 - I qualify for this parameter, but I retired in January 2017, and not until 2015, as required . I don't fit this parameter? Or the year you retire doesn't matter, as my sister says. I can’t find an exact answer to this question, please explain whether or not I have the right to this recalculation. Thank you in advance.
Hello. Let us remind you that, starting from 2015, the insurance period, in addition to periods of work, includes the so-called “non-insurance” periods, which include, among other things, leave to care for one of the parents for each child up to one and a half years old, but no more six years in total. If the periods of work and non-insurance periods coincide in time, at the request of the pensioner, one of them is taken into account: either work or childcare. Who is entitled to recalculate pensions for children? Recalculation can be made for those who can be awarded points for periods of caring for children before they reach the age of one and a half years:
Is it beneficial for everyone to recalculate their pension? No, not everyone. If periods of child care coincide in time with periods of work, one of the periods is taken into account in the insurance period - the one with regard to which the pension amount will be higher. Pension Fund specialists choose the most beneficial option for the citizen for calculating the pension. As a rule, if the pension amount is above 10-11 thousand and the leave was taken to care for one or two children, accruing points for these periods is unprofitable.
What kind of bonus can you expect? Each person’s calculation of the size of their pension, and, accordingly, the size of the increase, will be individual. This mainly benefits those with low earnings.
If the periods for accruing points for care coincide, the corresponding period of work is excluded from the length of service. It is possible that earnings will need to be revised if they were taken into account for the period that is excluded due to recalculation.
From what period does recalculation take place? This is a regular recalculation, which is made from the 1st day of the month following the month in which the application was submitted.
What documents are needed for recalculation? Recalculation in connection with the replacement of periods is carried out at the request of the pensioner. When applying to the territorial body of the Pension Fund of the Russian Federation, in addition to an identity document, it is necessary to submit birth certificates of children and documents confirming that the children have reached at least one and a half years of age. If the birth certificate is stamped with a passport issuance stamp, it is sufficient to submit only the certificate.
Anna: Good afternoon If I have experience from 1998 to the present, and I am an individual entrepreneur, does this mean that in total my pension will be greater?
Hello. The pension is calculated based on the insurance premiums you pay. Please use the pension calculator.
Aleksandr Vladimirovich: Hello! I have a job northern experience 33 years. Will the amount of the accrued pension change when moving from the far north to the middle zone? Thank you.
Dmitriy: Good afternoon. In 1996-2007, he worked for the Ministry of Internal Affairs, but for some reason this data is not indicated in the information of the Pension Fund of Russia (I requested it through government services). Why and what to do?
Hello. You need to request data on work activity from the employer and provide it to the territorial office of the Pension Fund of the Russian Federation.
Olga:: Hello. I have 2 years left until I retire, my total working experience is almost 30 years. The salary I received was white all the time. What will happen to the funded pension that has been transferred to the state? penny. fund for these 30 years?
Hello. Yours funded pension invested in accordance with the profitability of the selected NPF.
Alexander: I did not receive a complete answer to my question about the accrual of points in the transition year to retirement: I am retiring on April 1, 2018, while still working. In the first three months I will score, for example, 4 points (earning approximately 320 rubles). Working in retirement, I will reach the maximum (8.7 approximately) points. How much will I be paid for 2018: 3 (as a working pensioner), 8.7 (as a non-pensioner) or 4 3*3/4= 6.25?
Hello. To answer your question, you need to look at the documents of the pension file. For detailed explanations, contact the territorial office of the Pension Fund of the Russian Federation at your place of residence.
Vladimir: The UPFR NSO of the Novosibirsk district of the NSO of the Russian Federation answers in the answers that the limit ratio of 1.2 is no longer validly applied after 2014. Why, after all, by government decree it was canceled for unlawfully understating the professional status of citizens of the Russian Federation in 2011 and edited until October 2001. It doesn’t exist, but the OPFR uses it, why?
Hello. In accordance with paragraph 3 of Article 30 of the Federal Law of December 17, 2001 No. 173-FZ, the ratio of the average monthly earnings of the insured person to the average monthly salary in the Russian Federation is taken into account in an amount not exceeding 1.2.
Valentina: Good afternoon. Please tell me whether the period of being on disability is included in the length of service? I was on the 3rd disability group, then I was laid off until the age of 55, and now I am on the 2nd group. inv. 15 years of experience. The pension, taking into account the daily allowance, is about 9 thousand.
Hello. The period of being on disability is not included in the insurance period. The insurance period includes periods when employer insurance premiums were paid, as well as non-insurance periods of socially significant activities, for example, military service and child care up to 1.5 years, etc. You can learn more about the periods that are taken into account when assigning a pension in 400-FZ On Insurance Pensions.
Vladimir: I am disabled group 3 in terms of vision, I receive 8900, will our pension increase, I am 57 years old?
Hello. Insurance pensions are indexed annually in February, and pensions state provision indexed in April.
Valery: I don't know the size of my pension.
Hello. If you are already a pensioner, you can see the amount of your pension in your personal account on the Pension Fund website. To log in, you need a verified account on the State Services portal. Or you can request an extract from the territorial office of the Pension Fund.
Victor: I am a citizen of Russia, currently living in Spain. In May I turned 60 years old, and I applied for a pension in Russia. An answer came from the Pension Fund that I must provide certificates from the archival authority and the military registration and enlistment office. Can the pension fund itself make a request to the archival authorities and the military registration and enlistment office or do I need to go and do this myself? Thank you.
Hello. The citizen provides all necessary documents to the Pension Fund on his own.
Olga Ivanovna: She lived in the Primorsky Territory, received a pension there, and a budget. Will my pension change if I move to St. Petersburg?
Hello. Citizens who have developed the necessary insurance experience in the Far North and equivalent areas are assigned an increased amount of a fixed payment. Also, an increased amount of the fixed payment is assigned to citizens permanently residing in the Far North and equivalent areas. Therefore, it is important to understand on which of the two grounds the insurance pension was assigned. If on the first basis, then when moving, the size of the pension will not change, if on the second basis, then it will change taking into account the regional coefficient for the new place of residence.
Moskvina Lyudmila Ivanovna: She retired in 2007. Continuous experience According to the work book, he is 43 years old. A message flashed about the recalculation of pensions for service of more than 40 years. Is this planned? It’s a shame that pensions are being added to those who didn’t work, and we are being ignored.
Hello. This information is not true.
Andrey: How is the second pension calculated for Chernobyl NPP disabled people?
Hello. Disabled people at the Chernobyl Nuclear Power Plant can receive either an insurance pension or a state pension. There is no right to receive two pensions.
Marina: How to get your hands on the methodology for calculating your pension? What should I do if I am denied this?
Hello. You can send an application to the online reception with the corresponding request, indicate SNILS and passport details.
Marina: 60 consecutive months for pension accrual. If there was parental leave at this time, is it possible to skip it and take the months following the parental leave?
Hello. You must provide a certificate of average monthly earnings for any 60 consecutive months before January 1, 2002 during your working life. Information on average monthly earnings for 2000-2001, submitted by employers and available in the information systems of the Pension Fund of Russia, may be taken into account.
Mikhail Ivanovich: Military pensioner. I had group 2 disability for 3 years, and group 3 for 3 years. Am I entitled to a second pension?
Hello. A second pension through the Pension Fund of Russia can be assigned to a military pensioner if the following conditions are simultaneously met.
Age. Reaching the generally established age - 60 years for men, 55 years for women. Certain categories of military pensioners are assigned an old-age insurance pension before reaching the generally established retirement age, subject to the conditions for early assignment. For example, in the case of working in the North, working in difficult conditions, etc.
Experience. The presence of a minimum insurance period that is not taken into account when assigning a pension through the law enforcement agencies (in other words, length of service in civilian life). In 2017 it is 8 years and will increase by 1 year annually to 15 years in 2024.
Points. Availability of a minimum amount of individual pension coefficients (points) - for 2017 it is set at 11.4 and will increase annually to 30 in 2025.
Pension. Availability of an established pension for long service or disability through the law enforcement agency.
Rais: Does the total experience include training at SGPTU in Leningrad, and during training, internship at mechanical engineering factories?
Hello. In accordance with the legislation of the Russian Federation, training in educational institutions is not included in the length of service. Labor practice may be included in the length of service. For a more accurate and detailed answer, you need to see the documents, so we ask you to contact the territorial office of the Pension Fund of Russia.
Elena: Hello! Krasnoyarsk region. There is a rush in pensions for additional payments for children born before 1990. The decree contains only numbers and says that everyone should be paid, but in reality only those who have a small pension. Why didn’t we give birth at that time? And they also worked, but maybe they didn’t work, but they added to it. Why such injustice, I have 39 years of experience and am still working. Maybe it's at the local level? Nobody can really explain it.
Hello. Let us remind you that starting from 2015, the insurance period, in addition to periods of work, includes the so-called “non-insurance” periods, which include, among other things, leave to care for one of the parents for each child up to one and a half years old, but not more than six years in total. If the periods of work and non-insurance periods coincide in time, at the request of the pensioner, one of them is taken into account: either work or childcare.
Who is entitled to recalculate pensions for children?
Recalculation can be made for those who can be awarded points for periods of caring for children before they reach the age of one and a half years:
If there are breaks in work during these periods;
- if, by replacing the period of work with a “non-insurance” period of child care, this option will be beneficial for the pensioner.
For caring for the first child, 1.8 points are awarded per year of care, for the second child - 3.6 points, for the third and fourth - 5.4 points for each year of care. Points are awarded for a maximum of four children.
Is it beneficial for everyone to recalculate their pension?
No, not everyone. If periods of child care coincide in time with periods of work, one of the periods is taken into account in the insurance period - the one with regard to which the pension amount will be higher. Pension Fund specialists choose the most beneficial option for the citizen for calculating the pension. As a rule, if the pension amount is above 10-11 thousand and the leave was taken to care for one or two children, accruing points for these periods is unprofitable.
What kind of bonus can you expect?
Each person’s calculation of the size of their pension, and, accordingly, the size of the increase, will be individual. This mainly benefits those with low earnings. If the periods for accruing points for care coincide, the corresponding period of work is excluded from the length of service. It is possible that earnings will need to be revised if they were taken into account for the period that is excluded due to recalculation.
From what period does recalculation take place?
This is a regular recalculation, which is made from the 1st day of the month following the month in which the application was submitted.
What documents are needed for recalculation?
Recalculation in connection with the replacement of periods is carried out at the request of the pensioner. When applying to the territorial body of the Pension Fund of the Russian Federation, in addition to an identity document, it is necessary to submit birth certificates of children and documents confirming that the children have reached at least one and a half years of age. If the birth certificate is stamped with a passport issuance stamp, it is sufficient to submit only the certificate.
Malik: My wife's birthday is January 1, 1960, i.e. retired on January 1, 2015, her pension was calculated in December 2014 as before, citing the fact that they do not yet have instructions in the pension department (Kunashaksky district of the Chelyabinsk region), is this correct?
Hello. Your spouse can apply for a pension recalculation in accordance with 400-FZ “On Insurance Pensions”.
Igor: How many points will be counted for work experience from 1980 to 2009 when assigning a labor pension at 60 years of age?
Hello! If the pension was assigned before 2015, then it was calculated not in pension points, but in accordance with 173-FZ “On Labor Pensions in the Russian Federation”. If you are interested in the number of pension points, but the pension has not yet been assigned, then you can check the status of the individual person in the citizen’s personal account on the Pension Fund website, or request an extract from the territorial office of the Pension Fund.
Raikhlina Nina Gavrilovna: When I retired, the length of service was 38 years, but after working after retirement, the length of service increased by 13 years, can I recalculate the pension based on length of service?
Hello! No you can not. Every year in August, your pension was recalculated taking into account your work activity for the previous year.
Vladislav: A participant in the presidential Pension Fund of the Russian Federation program “1000 to 1000” moved to the NPF “Strategy 2015”. On December 28, 2015, he turned 60 and retired. NPF "Strategy" advised a one-time payment. I wrote an application for payment of pension savings in the amount of 60,000 rubles. A decision was made to pay a one-time payment on February 1, 2016, and on March 16, 2016, the license of the NPF “Strategy” was revoked and my payments were stuck somewhere incomprehensible. Wrote to the Pension Fund. Avronchuk Stanislav promised to find my savings, after all, I had been saving for decades in order to live in retirement, but now the NPF is bankrupt and the money is nowhere to be found, although other investors’ savings were transferred to the Pension Fund of the Russian Federation a year later under the “1000 to 1000” program. I wrote to the Deposit Insurance Agency. There is an answer: the Pension Fund of the Russian Federation is engaged in the “1000 to 1000” program, but your money has not arrived to us. Maybe you can help us find our savings, otherwise we can’t live on a pension of 12,000 rubles.
Hello! If a non-state pension fund’s license is revoked, then pension savings are transferred to the Pension Fund. Please write an application to our online reception: https://www.pfrf.ru/eservices/send_appeal/resident/ - indicate SNILS and passport details. We'll figure out.
The head of the Office of the Pension Fund of the Russian Federation in the Volkhov district of the Leningrad region (inter-district), Natalya Vyacheslavovna Kuzina, answers citizens’ questions regarding pension provision
QUESTION: Is it possible to care for my husband’s mother and receive a compensation payment if in a month I am granted an old-age pension?
ANSWER: Compensation payment care is provided to a non-working able-bodied person caring for a disabled citizen. Pensioners are considered disabled citizens, therefore, when a pension is assigned, the payment of compensation stops. Any non-working, able-bodied person can apply for care compensation, regardless of family relations.
QUESTION: A granddaughter takes care of her grandmother and receives a compensation payment; if she goes to work, will the additional payment be stopped?
ANSWER: Compensation payment is made to an able-bodied non-working caregiver. If the granddaughter goes to work, she will no longer have the right to this compensation, and the payment will be stopped. The granddaughter must immediately report her work to the Pension Fund Office so that there is no overpayment.
QUESTION: Recipients of pensions whose pension amount is less than the subsistence minimum are paid a federal social supplement to their pension. Who installs living wage, and how often can it change?
ANSWER: The cost of living for a pensioner in each subject of the Russian Federation in order to establish social supplement for pension is established annually by the law of the constituent entity of the Russian Federation. This year the cost of living is 8,726 rubles.
QUESTION: How to get a set of social services?
ANSWER: The citizen decides in what form it is convenient for him to receive social services: in kind or in cash equivalent, and submits a corresponding application to the territorial body of the Pension Fund of Russia at the place of registration or actual residence or through the multifunctional center for the provision of state and municipal services before 01 October of this year. The submitted application will be valid until the citizen changes his choice.
QUESTION: Can I get a job when receiving a survivor's pension and child care?
ANSWER: According to current legislation, disabled family members of a deceased breadwinner who were his dependents are entitled to a survivor's pension. The spouse of the deceased breadwinner is recognized as a disabled family member, regardless of age and ability to work, if he is caring for the children of the deceased breadwinner under 14 years of age and does not work. That is, when you get a job, the right to receive a survivor's pension is lost.
QUESTION: What document must be submitted to the Pension Fund to extend the payment of a pension if a citizen lives abroad?
ANSWER: Payment of pensions to persons living outside the Russian Federation is made subject to the submission to the Pension Fund (its territorial body) of a document confirming the fact that the citizen is alive, or subject to the annual personal appearance of the pensioner. A document confirming the fact that a citizen is alive is issued by a notary on the territory of the Russian Federation or by a competent body (official) of a foreign state.
Confirmation of the fact that a citizen is alive can be carried out by his personal appearance at a diplomatic mission or consular office of the Russian Federation, or at the Pension Fund of the Russian Federation (its territorial body). In this case, an act of personal appearance of the citizen (his legal representative) is drawn up in order to continue payment of the pension during the appropriate period.
QUESTION: Is the right to payment of a survivor's pension retained until graduation from school if the child turned 18 years old in May and will there be a right to receive a pension at summer period before entering university?
ANSWER: In accordance with the law, disabled dependent family members of the deceased breadwinner have the right to a survivor's pension. Disabled family members are children of a deceased breadwinner who have not reached the age of 18, as well as children studying full-time in basic educational programs in organizations that provide educational activities, until they complete such training, but no longer than until they reach the age of 23 years. If a certificate containing information about the vacation period is provided, the survivor's pension will be paid until the end of the vacation period.
QUESTION: What documents must be provided to extend the payment of a survivor's pension after reaching 18 years of age?
ANSWER: To extend the payment of a survivor's pension after reaching the age of 18, it is necessary to submit a certificate from the place of study to the territorial body of the Pension Fund at the place of residence. The pension will be paid until completion of studies at the educational institution. If a certificate containing information about the vacation period is provided, the survivor's pension will be paid until the end of the vacation period.